Tricks to transfer phonepe cashback into bank
There are 3 tricks to transfer phonepe cashback into bank
1 st trick - phonepe gold buy and sell.
Note that 3% + Gts will applicable as a charge.
1- Firstly open phonepe app and go gold option.
2- now enter the amount which you want to transfer to your bank.
3- Make payment by phonepe cashback.
4- Now gold will added to your phonepe wallet wait for next day because you cannot sell the gold on same day .
5- On next day, open gold option and click on sell gold option .
6- Enter the exact value of gold which you have in your wallet and sell it.
2 nd trick - Using zingoy by buying paytm gift voucher
Please note that minimum amount to transfer using this trick is 100
And Rs 7 fee is paid to zingoy per Rs 100 gift card.
And Rs 7 fee is paid to zingoy per Rs 100 gift card.
1- Firstly make account on Zingoy
2- Now verify your email address and mobile number
Skip step 1 and 2 if you already have zingoy account
3- now go to this Page or search paytm in zingoy
4 - Now buy a paytm voucher and pay using phonepe.
5- You will instantly get gift vouchers in your registered email .
6- Now go to paytm
7- Add money option enter amount 100 and click on have promo code.
8- And enter gift voucher which you received on your gift voucher and apply it and proceed to add money.
9- Repeat Steps to add more money and transfer it to your bank using paytm bank transfer option ( you must complete your KYC to transfer the money in bank).
2- Now verify your email address and mobile number
Skip step 1 and 2 if you already have zingoy account
3- now go to this Page or search paytm in zingoy
4 - Now buy a paytm voucher and pay using phonepe.
5- You will instantly get gift vouchers in your registered email .
6- Now go to paytm
7- Add money option enter amount 100 and click on have promo code.
8- And enter gift voucher which you received on your gift voucher and apply it and proceed to add money.
9- Repeat Steps to add more money and transfer it to your bank using paytm bank transfer option ( you must complete your KYC to transfer the money in bank).
3 rd trick - Using zingoy by buying freecharge vouchers.
Note -
Minimum is Rs 100 to transfer and Rs 2 per Rs 100 gift voucher will charge by zingoy.
If you pay by instamojo then free charge by instamojo is Rs 3+ 2% + GST
You can calculate the fee by clicking Here
If you transfer by payunow the fee will be 2% ( GST may be apply)
Please note that you must have pan card .
And a account of instamojo or payunow
Which you can make for free but you need pan card to verify your account ( without verification money will not transfer to your bank account)
Trick begin here-
1- login zingoy account
2- Now search freecharge on zingoy or click here
Currently freecharge gift vouchers is out of stock in zingoy
3- Now buy freecharge gift voucher and pay using phonepe cashback .
4- Now open freecharge and go to add money option.
5- Now click on have freefund code and enter freecharge gift voucher and apply it.
6- Repeat steps if you have more gift vouchers.
7- Now open instamojo or payunow and create a payment request of that amount which you want to transfer in your bank ( amount that you added to freecharge)
8- Open that payment link and pay using freecharge.
9- After successfully making payment you will get your money in 2-3 working days in your bank account.
Currently freecharge gift vouchers is out of stock in zingoy
3- Now buy freecharge gift voucher and pay using phonepe cashback .
4- Now open freecharge and go to add money option.
5- Now click on have freefund code and enter freecharge gift voucher and apply it.
6- Repeat steps if you have more gift vouchers.
7- Now open instamojo or payunow and create a payment request of that amount which you want to transfer in your bank ( amount that you added to freecharge)
8- Open that payment link and pay using freecharge.
9- After successfully making payment you will get your money in 2-3 working days in your bank account.


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